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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Nichols Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Nichols Insurance Services who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Nichols Insurance Services before making a decision.

Our Location

Nichols Insurance Services

3110 Webb Avenue, Suite 150-A
Dallas, TX 75205
Main office: 972-666-4163

Our Providers

Testimonials

“Nichols Insurance Services was able to combine my home, auto, and umbrella policies together. They placed me with an A rated company and it was painless.”
Susan
"In my business, getting Certificates of Insurance ASAP is of utmost importance after all, Time is Money. Nichols Insurance Services make sure that the Certificates are delivered on time and have the information needed so I can complete my work."
Martin, General Contractor
"I just switched my home and auto insurance policies. Nichols Insurance Services was able to save me money AND provide greater coverage!"
Maggie, Texas
"We have young drivers in our house and Nichols Insurance Services saves us $350.00 per year."
Tom, Texas
"I own a business in Dallas, Texas and Nichols Insurance Services took the time to explain the different policies and what they covered. Now I have the right coverage and the right premium to protect my business."
Mark J., Texas
"When I was told that I needed Workers Comp or I could not deliver my load, one of my trucking buddies recommended Nichols Insurance Services. The rest is history. This is my second year to renew with them."
Squire, Truck Driver